The Artifex Navigator

Words of Inspiration from Clayton Christensen

If you do nothing else this weekend, take 20 minutes to watch this inspirational TedX Boston talk from Clayton Christensen, one of the legends of business and education. ...
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Artifex 2020 Outlook

  2020 Global Market Outlook January 14, 2020 Executive Summary Investors were delivered exceptionally strong returns last year and judging by the equity markets’ ...
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Flash Market Update US-Iran Developments

  • Byron Sanders
  • 07.01.2020
  • USA
    January 7, 2020 Overnight January 2-3, a targeted US airstrike killed one of the world’s most notorious terrorists. Quaseem Soleimani was head of the Iranian Quds ...
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IRS Issues New Cryptocurrency Guidance

The IRS recently issued new cryptocurrency guidance and is hot on your trail if you bought and sold cryptocurrency and didn’t report it on your tax return.
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Good-Bye 2019!

  December 30, 2019 The December global equity rally has continued almost unabated over the past two weeks. Credit markets have been remarkably stable since September’s ...
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December Market Commentary

  Strong Finish December 17, 2019 Global equity prices have moved higher during the first half of December, building on late November’s gains. In the US, broad ...
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November Market Commentary

December 3, 2019 November delivered solidly positive returns for US equity investors, but less so for InternationalDeveloped and Emerging Markets. Early month trading ...
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Year-end tax savings tips for business owners

  • Kevin O'Connor
  • 04.12.2019
  • Taxes
We've assembled a few ideas for business owners to consider at year-end. You can get your copy here: Year-end tax tips for businesses owners. If you have any questions, ...
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Happy Thanksgiving, everyone!

From all of us at Artifex Financial Group, we wish you and yours a relaxing, enjoyable long weekend of reconnecting with friends, family and loved ones. As a reminder, ...
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Veteran's Day Reflections

On this day of respect, a reflection from Lapham's Quarterly and a link to a riveting Ben Shapiro special on D-Day veterans.
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A personal request

If you are a regular reader, occasional reader, client or not, I would appreciate your assistance with a personal project.
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Third Quarter Market Commentary

      Third Quarter Market Comment October 7, 2019 Global equities opened the third quarter of 2019 amid a sharp selloff, followed by an extended period of advances and ...
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Recession Coming?

  • Byron Sanders
  • 15.08.2019
  • stocks
August 15, 2019
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Flash Market Update

Good morning,
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A Bucket Plan to Go with Your Bucket List

One way to help you prepare.
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Patience Rewarded

July 19, 2019   Broad based US equity indexes posted new all-time highs over the past two weeks, with the most recent peaks on July 15. In addition to the widely ...
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For Independence Day - The Best John Adams Quotes

Wishing you a relaxing and enjoyable holiday. Here are some patriotic thoughts to ponder  on your day off - from the Art of Manliness blog. The Best John Adams Quotes By ...
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The Big Thing Holding Back Small Businesses

  • Doug Kinsey
  • 24.06.2019
Small businesses stay small either by choice, or because they start chasing growth in the wrong places. When you strip away the layers, it all comes down to darts. ...
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Recovery and the Fed Teases

June 17, 2019 After a bruising May, the first half of June brought good news to investors as equity prices climbed backtoward their early May highs.  Hints from the ...
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Tax-Saving Tips - June 2019

  • Kevin O'Connor
  • 13.06.2019
  • Taxes
Our periodic update on tax-saving strategies for business owners and individuals.  
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College Dilemma - Expensive and Popular vs. Affordable

Summary commentary from a recent article by Lynn O'Shaughnessy, College Planing Specialist I recently read an outstanding article by Lynn O'Shaughnessy, a specialist in ...
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May 2019 Economic and Market Commentary

  Monthly economic and market views from our Chief Investment Strategist, Byron Sanders.  In this month's edition, Byron provides some insight on the challenging month ...
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Savvy Cybersecurity May 2019

Commentary and resources to keep you safe & secure in today's interconnected world. In this issue: "Wormable" Microsoft Flaw: What you need to do Cybersecurity shorts ...
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Recession Fears?

The past two weeks have not been kind to worldwide equity investors. After the most recent peak for broad domestic equity indexes at the beginning of May, prices have ...
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Value Building for Business Owners May 30, 2019

Thoughts and ideas for our entrepreneur clients to help them value and grow their business. Why Now Is The Riskiest Time To Own Your Business Most people think of ...
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Conversations with Cameron - Episode 1

An occasional video blog produced by our Summer intern - Cameron Kinsey. Enjoy!
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Artifex welcomes new staff members

Artifex Financial Group is pleased to announce the addition of two new staff members to our team.
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US-China Trade War: Investment Strategy Update

In view of the developments this week regarding US-China trade, I asked our chief investment strategist, Byron Sanders, what his thoughts were and if we should be making ...
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Withholding under the new Tax Act

  • Doug Kinsey
  • 25.04.2019
  • Taxes
More complexity and the old rules don't apply
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First Quarter 2019 Market & Economic Commentary

First Quarter Market Comment April 8, 2019 After a disappointing final quarter of 2018, global equity prices extended their post-Christmas rally and posted very strong ...
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Artifex Newsletter March 2019

Monthly Economic & Market Commentary and an article from our Investment Strategist    
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BonFyre of the Vanities

Technology and the meaning of true relationships. I watched the Neftlix documentary, Fyre, last night and went to bed feeling thoroughly confused. First of all, I was ...
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January Market & Economic Commentary

The Fed Blinks January 31, 2019   World equity prices have extended their January uptrend over the past two weeks. Most broad-based indexes have recovered more than 50% ...
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Artifex Financial Group's 2019 Market Outlook

January 10, 2019  A new year lies before investors. Most were happy to see the end of 2018 with its staggering volatility and almost commonplace 1-2% intraday swings. In ...
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Artifex Financial Group 4th Quarter 2018 Economic Update

Read the quarterly commentary from Byron Sanders, our Investment Strategist.  Click on the image below to download.  Email Byron directly at ...
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In Case You Missed It

Our Chief Investment Officer and Partner, Doug Kinsey, was quoted in the Dayton Daily News yesterday. We offer it below for your review. Best wishes to all for a Happy ...
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Thanksgiving Wishes

  • Doug Kinsey
  • 21.11.2018
  We at Artifex Financial wish all of you - our clients, friends and blog readers, a wonderful Thanksgiving. In the spirit of which, we offer some background on the ...
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Artifex Financial Group September 2018 Newsletter

Our periodic newsletter is published and ready.
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Artifex Financial Group August 2018 Newsletter

Our periodic newsletter is published and ready.
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Interesting Facts About Independence Day

Interesting Facts About Independence Day The Business of Fireworks   As most middle-school age kids know, in the summer of 1776, representatives of the 13 colonies ...
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Artifex Financial Group June 2018 Newsletter

Our periodic newsletter is published and ready.
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The New Phone Book's Here!!!!

  Well, maybe not the new phone book, (for those of you who remember the Steve Martin movie, "The Jerk", and this famous scene: The New Phone Book's Here!) but the new ...
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Artifex Financial Group May 2018 Newsletter

Our periodic newsletter is published and ready.
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Artifex Financial Group April 2018 Newsletter

Our periodic newsletter is published and ready.
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Artifex Financial Group March Newsletter

Our periodic newsletter is published and ready.
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2017 Annual Market Review

Artifex Financial Group's Annual Review of the global stock, bond and country performance.
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Something to Think About at the Start of 2018

 I read the following email from "The Art of Manliness" this morning, and thought that it would be of value to all of our readers as we reflect on the old year, and plan ...
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And on the 12th Day of Fun Facts...

Some positive predictions from NPR Business News about the economy in 2018. Of course, we all know the pitfalls of forecasts and predictions, but it's worth a quick read ...
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12 Days of Fun Facts - Day 11 - Thoughts on Intelligence, and our ...

 As we close out 2017, and look toward the new year, improving decision making may be on some of our lists of resolutions.  I read this article this morning on the ...
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12 Days of Fun Facts - Day 10 - How Americans Spend Their Time

  • Doug Kinsey
  • 30.12.2017
  • USA
 Every day we have just 24 hours to accomplish it all. And, every day we make hundreds of decisions to parse out those 24 hours. The US Bureau of Labor Statistics in ...
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12 Days of Fun Facts - Day 9 - Key Questions for the Long-Term ...

  Key Questions for the Long-Term Investor Focusing on what you can control can lead to a better investment experience.  And actually, the only things you should be ...
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12 Days of Fun Facts - Day 8 - UK & US: Best Cities and Jobs for Job ...

 In case one of your New Year's Resolutions is to reevaluate your career, here are the top jobs and cities in the US, according to Knoema.com. Incidentally, Ohio does ...
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12 Days of Fun Facts - Day 7 - Merry Christmas!

  Merry Christmas everyone!  And for your reading pleasure today comes this backstory on "A Charlie Brown Christmas" compliments of delanceyplace.com. Enjoy! PS, for our ...
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12 Days of Fun Facts - Day 6 - New Tax Law - Grinch or Santa?

  • Doug Kinsey
  • 21.12.2017
  • Taxes
Normally we wouldn't talk taxes during the holidays, but with the impending tax law changes, we feel it is imperative to get you some of this information as soon as ...
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12 Days of Fun Facts - Day 5

The Art of Negotiation.   Something many of us could spend more time learning.  As a matter-of-fact, yours truly did spend some time in a Harvard Business School class ...
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12 Days of Fun Facts - Day 4

You've no doubt heard the term "Land Grant Colleges?"  Maybe on a recent trip to Columbus, you've stopped in to Land-Grant Brewing Company and sampled one of their tasty ...
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12 Days of Fun Facts - Day 3, And A Giveaway!

Santa's got his reindeer...and believe me, Mrs. Claus doesn't always appreciate the money we spend on vet bills, food, and shelter for those animals.  But she realizes ...
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12 Days of Fun Facts - Day 2

Two Turtle Doves?  In today's dollars, they'll probably set you back about $150, plus the cage, food, maintenance, vet bills, etc.  How about something more practical?  ...
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12 Days of Fun Facts

Periodically over the next few weeks, I'll be posting a fun fact for you. Not quite a partridge in a pear tree, but hopefully you'll find it informative and enjoyable. ...
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Artifex Financial Group November 2017 Newsletter

We've published our November newsletter for your reading pleasure.   Click on the image to download it.  Please let us know if there's anything we can assist you with.   ...
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ESG, SRI, Impact, Values, Faith-Based, Social Investing, etc., etc....

What does it all mean, and does it work? In my inbox today was another announcement from a well-known mutual fund / ETFcompany who is launching their own version of ESG ...
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The Artifex Financial Group Newsletter - June 2017 Bonus Edition

  • Doug Kinsey
  • 07.06.2017
  • wealth
In This Issue: In addition to our macro economic overview for the month of May, we've included some interesting information on the following topics: China's recent ...
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May 2017 Newsletter - Memorial Day Edition

Macro Overview – May 2017 Fiscal policy has taken center stage as President Trump’s tax proposals will begin a drawn out process for legislative approval. Individuals, ...
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Savvy Cybersecurity Alert: Worldwide Ransomware Attack Under Way

May 12, 2017   The United Kingdom’s National Health Service (NHS) was hit with a ransomware attack this morning affecting nearly 20 hospitals. The malware locked patient ...
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Savvy Cybersecurity March 2017 Edition

In this issue: CIA's Vault 7 and How to Hack-Proof Your Devices Emerging threats: FAFSA tool brought offline after criminal activity, ransomware hitting Macs, and more ...
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First Quarter 2017 Market Review

Our quarterly review of the markets is complete and ready for your review.  You may read it by clicking here. As always, let us know if you have any questions.
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Savvy Cybersecurity February 2017 Edition

  • Doug Kinsey
  • 13.03.2017
In this issue: New Tax Season, New Tax Frauds Emerging threats: Can you hear me? scam and a new form of skimming Cybersecurity shorts: President Trump's cell phone, a ...
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Savvy Cybersecurity January 2017 Edition

  • Doug Kinsey
  • 17.02.2017
 In this issue: ‘Cardless ATM’ technology leads to major fraud  Emerging threats: Netflix and Gmail phishing attacks Cybersecurity shorts: Tax refund delays, the danger ...
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Buckets or Pies?

  As fee-only financial planners, the overriding concern we hear from people approaching retirement is “will I have enough to live on?”  Followed closely by “how can you ...
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Financial Planning - Will Taxes or Probate Costs Reduce Your Estate?

Safeguarding the future of your loved ones is one of the most important parts of what effective Financial Planning is all about. Unfortunately, however, when you don't ...
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Financial Planning Shifts: What Will the Next Four Years Look Like?

Every time the Presidency changes from Republican to Democrat or vice versa, the American public expects shifts in national fiduciary policy. That being said, we had a ...
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Looking at the World Through a "Skilleidoscope" Part 4-Putting it All ...

In this final article of my four-part series on finding skill in the investment world, we'll walk through an example of how we can use our new skill-based process to ...
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Looking at the World Through a "Skilleidoscope" for Better Investment ...

Have you ever looked through a kaleidoscope? You know, one of those tube-shaped objects with mirrors and colored glass that make beautiful patterns when you rotate it? ...
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Artifex Financial Group's Quarterly Market Review 3Q2016

Here is our Quarterly Market Review for the 3rd quarter, 2016.  In addition to the usual statistics, we've included an article regarding presidential election years, ...
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Morning Inspiration

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How to Improve Your Odds of Success at Investing

Only 17% of stock mutual funds beat their benchmarks, but you can do better by keeping fees down and diversifying. By Doug Kinsey CFP®, CIMA®, AIFA® from Artifex ...
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Don't be Theon Greyjoy

I'm not normally a fan of fantasy movies or television, but my son and I recently decided to get caught up on the HBO series, "Game of Thrones".  With my subscription to ...
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Quarterly Market Review - Second Quarter 2016

  • Doug Kinsey
  • 19.07.2016
Artifex Financial Group has posted the latest market review for the second quarter of 2016.
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The Long-Term Value of Keeping Investment Expenses as Low as Possible

The principle of compounding interest is a remarkable example of how money can grow. Compounded interest is primarily "earning interest on interest" and will make a ...
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Welcome to Cape Nipa

I'd like to introduce you to a destination that you will want to visit on your roadmap to retirement. It's a unique place, full of wonder and contradictions, governed by ...
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How Long Will Your Portfolio Last Into Retirement?

Planning for retirement can be a scary process because it requires a tremendous amount of money that may never be enough. You may be unsure about how much your costs ...
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Why we buy what we buy

Last month, I talked about stocks and how the collective wisdom of the market values, or prices, companies.
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Happy Memorial Day !

As we remember the service men and women who have sacrificed for our ideals, we wish you and yours a wonderful weekend. Here's a little history on Memorial Day from ...
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The Value of Using an Experienced Team of Financial Advisors

Selecting a top-quality financial advisor is crucial to the success and stability of your financial future. There are many factors to consider. One of the most important ...
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6 Differences: Fiduciary vs. Non-fiduciary Advisors

If you are looking at investing your hard-earned money, then at some point you will probably interact with one or two money advisors. It is critical that you understand ...
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Investors Are Finding These 3 Benefits in Fee-Only Financial Planning

The last couple of decades have seen a decided shift in the way investors invest, largely due to the accessibility of the Internet. Although investors like the idea of ...
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5 Advantages of Fee-Only Financial Planning

There are different kinds of financial planners to help manage your finances. There are the typical broker types who charge a commission every time they sell you a ...
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Oh, the circus of Wall Street, banks, brokers and "advisers" marches ...

  • Doug Kinsey
  • 04.05.2016
 This post is the outcome of several things that happened over the last two weeks.  The first of which is that I've been immersed in the latest issue of the Financial ...
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Play Ball !!!!

  • Doug Kinsey
  • 04.04.2016
How great is this week in sports?  NCAA Men's Basketball finals, The Masters, and the beginning of the baseball season!
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March 2016 Client Investment Newsletter

  • Doug Kinsey
  • 23.03.2016
Against the wind
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Congratulations Coach Grasso and the Yellow Springs Bulldogs!

  • Doug Kinsey
  • 04.03.2016
Some of you may not know that our Artifex Client Relations Manager, Steve Grasso, is also an accomplished basketball coach.  Last night at UD Arena, he and his Yellow ...
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Alert - Do NOT Click the link in this email!!!

I just now received the following suspicious-looking email in my work inbox.  Since I haven't filed my taxes yet for 2015, I knew immediately it was fradulent.  Not only ...
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Savvy Cybersecurity January 2016

In this issue: Tax Identity Theft Awareness Week Outdated Home Wi-Fi Routers Open the Door to Hackers Important Note for Windows and Internet Explorer Users ...
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A Look at the Compass

Given the interesting volatility and conflicting economic signals that have been thrown at us virtually every day over the past two months, I felt that it is time to ...
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What will you do with the money?  What will you do with your life?

  • Doug Kinsey
  • 12.01.2016
      "Powerball Jackpot Increases to $1.5 Billion" This message just popped up on my iPhone.  It prompted me to write this post.   In our business of financial ...
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Interesting Oil Price and Supply Charts

The equity markets are down this morning, as crude oil prices fall to a six year low. Although the impact on stocks is not something we're cheering, it's hard not to be ...
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The Best Tech Holiday Gifts for Under $100

For all of you shoppers this weekend, Here are some ideas for the person who loves technology...and other things.  I promise no more posts this week, but with Black ...
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Happy Thanksgiving Everyone!

It's time for what must be one of America's favorite holidays!  I know it's mine.  No shopping pressures (unless you can't tear yourself away from Black Friday), ...
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Chipotle E.coli Update

By now, you've probably heard about the Chipotle E.coli problem.  Here's the latest update on locations and  the stock price of Chipotle Mexican Grill, CMG.
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The Paris Attacks

 
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Thank You, Veterans - Past and Present

  We'd like to take a minute to thank all of our friends, clients, relatives, and others who have served our country to preserve our freedoms.  We also want to honor ...
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Artifex Financial Group Publishes 3rd Quarter Markets Review

  • Doug Kinsey
  • 04.11.2015
We've published our latest quarterly review of the markets As you are probably aware, it's been an interesting year, and the volatility in the 3rd quarter certainly gave ...
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A Lesson in Perspective

  • Doug Kinsey
  • 26.08.2015
As a follow-up to my piece on Monday morning, I am offering the following terrific pieces from JP Morgan Asset Management. I read these yesterday and wanted to get them ...
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Market Follies Part 3

  • Doug Kinsey
  • 24.08.2015
Of course you can imagine that someone like me has CNBC on in the morning as he's getting dressed. I tend to switch back and forth between that channel and Morning Joe. ...
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Kenneth French and Eugene Fama talk about why they use Financial ...

  • Doug Kinsey
  • 14.08.2015
video platformvideo managementvideo solutionsvideo player
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The Middle Class Burden and the Need for Serious Financial Advice

  • Doug Kinsey
  • 11.08.2015
  A few months ago, I was pondering the financial landscape of the U.S. since I was born in 1960. I became curious to know why it seems that so many middle class ...
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Our Q2 Quarterly Market Review is now available

  • Doug Kinsey
  • 14.07.2015
Our 2nd Quarter Market Review can be accessed by clicking on the image below.  
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A more interesting read than first imagined

  • Doug Kinsey
  • 11.06.2015
A couple of weeks ago, I dragged along a copy of the Federal Register, Vol.80, No.75 with me to the pool. I thought I should read this bland-looking publication as it ...
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I Like It. What Is It?

  • Doug Kinsey
  • 29.04.2015
Anthony Burrill is a British graphic artist who is known for his "up-beat style of communication". I recently became aware of his work, and was particularly intrigued by ...
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Savvy Cybersecurity - March 2015

  • Doug Kinsey
  • 31.03.2015
IN THIS ISSUE
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Savvy Cybersecurity - February 2015

  • Doug Kinsey
  • 10.03.2015
IN THIS ISSUE Unforseen Side Effect of Anthem Breach: Child ID Theft
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Happy 6th birthday to the bull market

  • Doug Kinsey
  • 06.03.2015
In the midst of 2008-09’s downward economic spiral, gloom, and talk the economy could enter a Great Depression, the S&P 500 Index ended March 9, 2009 at 676.53, ...
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My trip to Zingerman’s

  • Doug Kinsey
  • 23.02.2015
A few weeks ago, I had the opportunity to visit Zingerman’s Deli http://www.zingermansdeli.com/ in Ann Arbor, Michigan.  My sister has been there several times through ...
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Cybersecurity update on the Anthem Data Breach

  • Doug Kinsey
  • 09.02.2015
Beware of Scams Targeting Anthem Breach Victims
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Important Cybersecurity Update for Customers or Employees of Anthem / ...

  • Doug Kinsey
  • 05.02.2015
Anthem Data Breach Could Affect up to 80 Million People
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Artifex Financial Group Receives B Corporation Certification

  • Doug Kinsey
  • 29.01.2015
We are pleased to announce that effective October 27, 2014, our firm has become one of a select number of companies who have achieved "B Corporation" status from the ...
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Artifex Model Folios - 2014 Performance

  • Doug Kinsey
  • 06.01.2015
When implementing investment programs for our clients, Artifex Financial Group favors a low-cost, low-turnover, fundamentally-focused portfolio strategy. We like ...
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Gut Check - How the Markets Really Work

  • Doug Kinsey
  • 15.12.2014
We all do it. But what do we really know about investing? A recent post about investing wisdom features a lot of interesting (and often overlooked) facts and figures, ...
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Savvy Cybersecurity - November 2014

  • Doug Kinsey
  • 08.12.2014
IN THIS ISSUE
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A Thanksgiving Prayer

  • Doug Kinsey
  • 26.11.2014
  Here's something a little different to contemplate this Thanksgiving. It's a prayer that the Haudenosaunee say every day. The Haudenosaunee nation constitutes what is ...
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Portfolio Focus - Prospect Capital Corporation

  • Doug Kinsey
  • 06.11.2014
Prospect Capital Corporation (symbol: PSEC) is one of the holdings in our Prudent High Yield (AFG PYH) portfolio. This focus of this portfolio is on stocks that pay ...
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Election Returns

  • Doug Kinsey
  • 05.11.2014
Now that the midterm elections are safely behind us, a lot of people are wondering how politics will impact their investment returns. The conventional wisdom is that ...
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Savvy Cybersecurity Newsletter - October 2014 - Fighting a Cyber ...

  • Doug Kinsey
  • 05.11.2014
  IN THIS ISSUE Fighting a Cyber World War Savvy Cybersecurity Threat Spotlight Emerging Threat Cybersecurity Shorts Software Updates Fighting a Cyber World War In 2009, ...
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Volatility is up. So what?

  • Doug Kinsey
  • 15.10.2014
Professional investors know something that most people find impossible to believe: that the threat of scary ups and downs in the markets is by far the best friend of the ...
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Is Now the Time To Sell Your Business?

Have you been thinking about selling your business but just can’t decide if now is the best time? Do you find yourself repeatedly analyzing the economic situation and ...
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New Services for Privately-Owned Enterprises

  • Doug Kinsey
  • 23.09.2014
For many business or professional practice owners, much of their net worth is tied up in their enterprise. Yet, many entrepreneurs don't plan for the transition and ...
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Artifex offers new resource to protect your assets - are you ...

  • Doug Kinsey
  • 22.09.2014
Technology is becoming a necessary part of most of our lives. Whether you consider yourself an expert or a novice, you probably interact with at least one tech gadget at ...
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The Newest Largest IPO in History

  • Doug Kinsey
  • 19.09.2014
Last fall it was Twitter. Before that, it was Facebook. Now it’s Alibaba, the huge Chinese e-commerce company that just became the largest tech IPO in history, after ...
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An Ant-Like Approach to Managing Wealth

  • Doug Kinsey
  • 09.09.2014
As I was looking for a good illustration to accompany this post, I happened across this one of ants building a house. An appropriate illustration for ants. Ant colonies ...
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Happy Labor Day 2014!

  • Doug Kinsey
  • 29.08.2014
We wish you all an enjoyable finish to Summer 2014! In the spirit of celebrating the opportunity to engage in an unencumbered, free-market system and live in a country ...
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5 Tips to Avoid Fake Financial Advisors

  • Doug Kinsey
  • 11.08.2014
Jack Waymire, of Paladin Registry, recently posted this on LinkedIn. In my opinion, it's very accurate. Everyone considering working with a Financial Advisor should read ...
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Happy Independence Day!

  • Doug Kinsey
  • 02.07.2014
Happy Independence Day everyone! Below is our mid-year economic update and market report. May you all have a safe, enjoyable holiday weekend.
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Peculiar Facts from 500 Years of Finance

  • Doug Kinsey
  • 25.06.2014
This was published in the May, 2014 issue of AAII Journal, the journal of the American Association of Individual Investors and authored by Timothy Knight.
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Wishing you all a great Memorial Day weekend!

  • Doug Kinsey
  • 23.05.2014
Other than Thanksgiving, Memorial Day weekend is one of my favorites. It kicks off summer, really, and with any luck, the weather helps us all to go outside and enjoy ...
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Retirement Spending Revisited

  • Doug Kinsey
  • 21.05.2014
How much are you going to spend in retirement? What once seemed like a simple question has become incredibly complicated in recent years.
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Can Boring Stocks Bring Investment Bliss?

  • Doug Kinsey
  • 30.04.2014
The following article is very interesting and informative. It explains one of the reasons our core stock models tend to perform better than their indexes over periods of ...
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Google Splits Shares Today

  • Doug Kinsey
  • 03.04.2014
As you may know, we hold shares of Google stock in many of our portfolios. As of today, Google is splitting their shares into Class A voting, and Class C non-voting ...
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What??! The Stock Market is Rigged???

  • Doug Kinsey
  • 31.03.2014
You may have heard about the 60 Minutes interview with author Michael Lewis, a former Wall Street broker, author of "Liar's Poker" and "The Big Short," who has just come ...
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Mountain Top Mining --- Unbelievably Legal

  • Doug Kinsey
  • 28.03.2014
I recently saw a news story on a West Virginia woman who was fighting mountain top mining in her state. I guess I'm late to the party on this one, but I'm appalled at ...
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The Dangers of Instinctive Investing

  • Doug Kinsey
  • 27.03.2014
You've probably read about behavioral finance research. The conclusion is generally the same, no matter what aspect of our decision-making is being probed: the human ...
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MyRA - What is this thing anyway?

  • Doug Kinsey
  • 19.03.2014
Chances are, you've heard about the new myRA retirement savings program that was proposed by President Obama during his State of the Union speech. But what is it, and ...
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For our physician clients - The Advisor Monthly Magazine

  • Doug Kinsey
  • 12.03.2014
As members of the MD Preferred Physician Network, we are pleased to provide The Advisor, a monthly publication for physicians and health care practitioners.
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Model Focus Holding

  • Doug Kinsey
  • 11.03.2014
On an occasional basis, I will highlight a company we've purchased for one of the models. I recently reviewed an interesting report from a hedge fund recommending shares ...
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The Stock Market -- Voting Machine, or Weighing Machine?

  • Doug Kinsey
  • 10.03.2014
You've probably heard economists and especially wise investors say something like "short-term, the stock market is like a voting machine, but long-term it acts like a ...
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Model Portfolio Updates

  • Doug Kinsey
  • 07.03.2014
I've made the following portfolio changes today:
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20 things you probably don't know about the Russian incursion into ...

  • Doug Kinsey
  • 04.03.2014
Our hearts and prayers go out to the people of Ukraine, as they undergo both an internal political crisis and what appears to be military intervention from Russia. For ...
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New Model Fact Sheets!

  • Doug Kinsey
  • 14.02.2014
We've just completed putting together some fact sheets for 5 of our most commonly requested portfolio models. You can review them below, or use the following link: ...
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We've prepared a new white paper for you

  • Doug Kinsey
  • 31.01.2014
I just finished our latest white paper on our Artifex Folios method. I hope you enjoy it and get something out of it. If you have questions or would like to discuss this ...
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Beware the Bogus Effect

  • Doug Kinsey
  • 27.01.2014
This time of year, we often find ourselves reading about the "January Effect," which is sometimes described as a predictable way to forecast returns, and sometimes as a ...
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We've gone mobile!

  • Doug Kinsey
  • 27.01.2014
 
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Updates published to the AFG ROE Model

  • Doug Kinsey
  • 07.01.2014
simplebooklet.com
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Performance Results of Selected Artifex Folios - December 31, 2013

  • Doug Kinsey
  • 03.01.2014
Here are the Year-to-date and Since Inception performance results of our most commonly used Models as of December 31, 2013 Click the image below to see the report
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The Price America Pays for Global Leadership, By Bob Veres

  • Doug Kinsey
  • 03.01.2014
- 1 - © Copyright 2013, Advisor Perspectives, Inc. All rights reserved. The Price America Pays for Global Leadership
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A Year to Remember

  • Doug Kinsey
  • 02.01.2014
The U.S. stock market punctuated an extraordinary year with gains on the last trading day, moving many of the American indexes to record highs on the final trading day ...
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Let the Taper Begin

  • Doug Kinsey
  • 19.12.2013
 
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Just as I was finishing my last post, this arrived in my email ...

  • Doug Kinsey
  • 13.12.2013
SEC Charges Merrill Lynch with Misleading Investors in CDOs Firm Agrees to $131 Million Settlement FOR IMMEDIATE RELEASE 2013-261 Washington D.C., Dec. 12, 2013 —The ...
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Should You Leave Your Wall Street Firm?

  • Doug Kinsey
  • 12.12.2013
Thanks to Jack Waymire of Paladin Registry, who posted the following blog on his website on December 5, 2013. I thought it was so good that I am re-posting it here.
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A Budget Deal -- When?

  • Doug Kinsey
  • 10.12.2013
If there's one thing investment markets hate, it's uncertainty, which is why some advisors have circled late January and early February as a time to watch their ...
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Bitcoins: Investment or Bust?

  • Doug Kinsey
  • 10.12.2013
You may have been hearing lately about an alternative currency known as bitcoins, and the stories tend to be bizarre. Like, for example, the person who traded in his ...
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Last chance! Come and hear Peter Buffett tonight at the Victoria ...

  • Doug Kinsey
  • 12.11.2013
Join us for a special performance by Peter Buffett, son of financier Warren Buffett and an Emmy Award-winning musician and best-selling author tonight at the Victoria ...
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Artifex Financial Group Sponsors visit by Peter Buffett, son of ...

  • Doug Kinsey
  • 21.10.2013
Clients and friends of Artifex are invited to join us for a special event at the Victory Theatre on Tuesday, November 12 at 7PM! We are pleased to partner with the ...
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Artifex Financial Group Introduces a Unique Online Retirement ...

  • Doug Kinsey
  • 14.10.2013
We are pleased to announce that we have created a unique online seminar that addresses the challenges that Americans face when planning and entering retirement. In ...
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The Tax-Exempt Emergency fund

  • Doug Kinsey
  • 25.09.2013
Everybody should have an emergency fund because, well, emergencies happen. You don't have to tell that to the thousands of people who lost their jobs during the Great ...
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Your Returns vs. the Market

  • Doug Kinsey
  • 30.08.2013
  One of the most misleading statistics in the financial world is the return data we are routinely given by the financial media, telling ushow much investors made in the ...
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Artifex Financial is Getting Ready for Buckeye Football!

  • Doug Kinsey
  • 14.08.2013
Doug Kinsey had lunch with Archie Griffin last month at an event sponsored by Motorists Insurance at 5/3 Field in Dayton. It was great having an opportunity to hear ...
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The Tax-Efficient Retirement

  • Doug Kinsey
  • 12.08.2013
Why would anybody pay taxes when they really don't have to?
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Everything You Need to Know About Our National Debt

  • Doug Kinsey
  • 09.08.2013
It seems that whenever I get into a conversation with anyone about financial planning, investments, etc., I am asked for my thoughts on the national debt. Many people ...
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Our new website receives national attention!

  • Doug Kinsey
  • 09.08.2013
Blueleaf, a provider of services to Registered Investment Advisors, recently called attention to our new website. Read more about it here:
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Welcome Zach Rapp!

  • Doug Kinsey
  • 26.07.2013
Zach is currently a senior at Wright State University studying financial services and portfolio management. Over the last year, he has been gaining experience while ...
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Updated Performance Information Available for AFG Folios through ...

  • Doug Kinsey
  • 19.07.2013
We recently updated the performance results for our Folio models.
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Independence Day Reflections

  • Doug Kinsey
  • 08.07.2013
Some thoughts on Independence Day As you are enjoying your hot dog, parade, and/or day of fun and relaxation, take a minute to think about what today represents.
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The Real Difference between "Fee-Only" and "Fee-Based" Advisors

  • Doug Kinsey
  • 27.06.2013
A common misconception is that there is little difference between a Fee-Only Advisory Firm (such as Artifex Financial) and an firm that refers to itself as "Fee-Based". ...
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Thinking of Working with an “Advisor”? Ask This Question FIRST…

  • Doug Kinsey
  • 27.06.2013
Thinking of Working with an “Advisor”? Ask This Question FIRST….
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Useful apps to streamline and enhance your life

  • Doug Kinsey
  • 26.06.2013
I read this article on Accountants World today and felt I should pass it along.
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Maximizing your Income in Retirement

  • Doug Kinsey
  • 19.06.2013
One of our specialties here at Artifex is helping retirees get the most out of their retirement income resources. Whether it's 401(k), pension, IRA, TSP, taxable ...
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Welcome to our new website!

  • Doug Kinsey
  • 11.06.2013
We are excited to announce the latest version of our website! Darren and I have been working since the beginning of this year on this project. Our goals were as follows:
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