---
title: The Artifex Navigator (2)
description: (2)
---

[![](https://blog.artifexfinancial.com/hs-fs/hubfs/artifex%20logo%20color%20copy.jpg?width=300&height=106&name=artifex%20logo%20color%20copy.jpg)](http://www.artifexfinancial.com)

- [Home](http://www.artifexfinancial.com)
- Personal Services 
    - [Financial Planning](http://www.artifexfinancial.com/personal-financial-planning/-2-0)
    - [Wealth Management](http://www.artifexfinancial.com/wealth-management/-02)
- [Business Services](http://www.artifexfinancial.com/biz-services)
- [ESG / Impact](http://www.artifexfinancial.com/esg)
- [About Us](http://www.artifexfinancial.com/about-us/-02) 
    - [Doug Kinsey](http://www.artifexfinancial.com/dougkinsey2)
    - [Darren Harp](http://www.artifexfinancial.com/darrenharp2)
    - [Gerald Summers](http://www.artifexfinancial.com/jerrysummers2)
    - [Kevin O'Connor](http://www.artifexfinancial.com/kevinoconnor2)
    - [Alexander Browning](http://www.artifexfinancial.com/alexanderbrowning)
    - [Elizabeth Raby-Salinas](http://www.artifexfinancial.com/elizabethraby-salinas)
    - [Jansen Davidson](http://www.artifexfinancial.com/jansendavidson)
- [Blog](https://blog.artifexfinancial.com)
- [Contact](http://www.artifexfinancial.com/contact/)

# The Artifex Navigator listing page

[![](https://blog.artifexfinancial.com/hubfs/iStock%20Federal%20Reserve.jpeg)](https://blog.artifexfinancial.com/third-quarter-market-commentary-1)

### [Third Quarter Market Commentary](https://blog.artifexfinancial.com/third-quarter-market-commentary-1)

- Byron Sanders
- 10.10.2022
- [Investments](https://blog.artifexfinancial.com/topic/investments)

 Third Quarter Market Commentary October 6, 2022 

[READ MORE](https://blog.artifexfinancial.com/third-quarter-market-commentary-1)

[![](https://blog.artifexfinancial.com/hubfs/iStock-Happy%20Rosh%20Hashanah.jpeg)](https://blog.artifexfinancial.com/lshana-tovah)

### [L'Shana Tovah!](https://blog.artifexfinancial.com/lshana-tovah)

- Doug Kinsey
- 26.09.2022
- [Rosh Hashanah](https://blog.artifexfinancial.com/topic/rosh-hashanah)

 L'Shana Tovah tikatevu! 

[READ MORE](https://blog.artifexfinancial.com/lshana-tovah)

[![](https://blog.artifexfinancial.com/hubfs/istock-business%20owners.jpeg)](https://blog.artifexfinancial.com/eight-ways-to-enhance-the-value-of-your-business)

### [Eight Ways to Enhance the Value of Your Business](https://blog.artifexfinancial.com/eight-ways-to-enhance-the-value-of-your-business)

- Doug Kinsey
- 05.09.2022
- [Business](https://blog.artifexfinancial.com/topic/business)

 New article by Doug Kinsey published in Columbus Business First Leadership Trust I recently wrote an article specifically for business owners for Columbus Business ... 

[READ MORE](https://blog.artifexfinancial.com/eight-ways-to-enhance-the-value-of-your-business)

[![](https://blog.artifexfinancial.com/hubfs/istock-happy%20labor%20day.jpeg)](https://blog.artifexfinancial.com/happy-labor-day)

### [Happy Labor Day!](https://blog.artifexfinancial.com/happy-labor-day)

- Doug Kinsey
- 02.09.2022
- [labor day](https://blog.artifexfinancial.com/topic/labor-day)

 From all of us at Artifex Financial Group, we wish you a restful and enjoyable Labor Day weekend! 

[READ MORE](https://blog.artifexfinancial.com/happy-labor-day)

[![](https://blog.artifexfinancial.com/hubfs/iStock-baseball%20field.jpeg)](https://blog.artifexfinancial.com/a-different-kind-of-fourth-of-july-story)

### [A Different Kind of Fourth of July Story](https://blog.artifexfinancial.com/a-different-kind-of-fourth-of-july-story)

- Doug Kinsey
- 01.07.2022
- [Independence Day](https://blog.artifexfinancial.com/topic/independence-day)

 From all of us at Artifex Financial Group, we wish you an enjoyable and meaningful Independence Day weekend. Here's something that I found in my inbox this morning that ... 

[READ MORE](https://blog.artifexfinancial.com/a-different-kind-of-fourth-of-july-story)

[![](https://blog.artifexfinancial.com/hubfs/iStock-Inflated%20Dollar%20145986613.jpeg)](https://blog.artifexfinancial.com/whats-your-personal-inflation-rate)

### [What's Your Personal Inflation Rate?](https://blog.artifexfinancial.com/whats-your-personal-inflation-rate)

- Doug Kinsey
- 22.06.2022
- [inflation](https://blog.artifexfinancial.com/topic/inflation)

 Kiplinger Personal Finance just published my latest article, entitled "What Is Your Personal Inflation Rate?" 

[READ MORE](https://blog.artifexfinancial.com/whats-your-personal-inflation-rate)

[![](https://blog.artifexfinancial.com/hubfs/Tax%20Saving%20Tips%20newsletter%20Screenshot%20June%202022.png)](https://blog.artifexfinancial.com/tax-saving-tips-newsletter-june-2022)

### [Tax Saving Tips Newsletter June 2022](https://blog.artifexfinancial.com/tax-saving-tips-newsletter-june-2022)

- Kevin O'Connor
- 14.06.2022
- [tax planning](https://blog.artifexfinancial.com/topic/tax-planning)

 We've published our latest Tax-Saving Tips Newsletter for June 2022. In this issue, we'll discuss the following topics: 

[READ MORE](https://blog.artifexfinancial.com/tax-saving-tips-newsletter-june-2022)

[![](https://blog.artifexfinancial.com/hubfs/iStock_maze-photo_Small.jpg)](https://blog.artifexfinancial.com/april-market-commentary)

### [April Market Commentary](https://blog.artifexfinancial.com/april-market-commentary)

- Byron Sanders
- 06.05.2022
- [Economy](https://blog.artifexfinancial.com/topic/economy)

 April Market Commentary May 5, 2022 Global equity markets extended 2022’s persistent declines in April. Sharp losses were posted by most benchmarks, with the sole ... 

[READ MORE](https://blog.artifexfinancial.com/april-market-commentary)

[![](https://blog.artifexfinancial.com/hubfs/iStock-Inflation.jpeg)](https://blog.artifexfinancial.com/economic-update-april-2022-inflation)

### [Economic Update - April 2022 - Inflation](https://blog.artifexfinancial.com/economic-update-april-2022-inflation)

- Byron Sanders
- 20.04.2022
- [Economy](https://blog.artifexfinancial.com/topic/economy)

 Inflation April 19, 2022 Equity prices moved generally lower over the first two weeks of April. Performance has varied widely, with domestic large caps and industrial ... 

[READ MORE](https://blog.artifexfinancial.com/economic-update-april-2022-inflation)

[![](https://blog.artifexfinancial.com/hubfs/iStock-Easter.jpeg)](https://blog.artifexfinancial.com/happy-easter)

### [Happy Easter!](https://blog.artifexfinancial.com/happy-easter)

- Doug Kinsey
- 17.04.2022
- [easter](https://blog.artifexfinancial.com/topic/easter)

 Happy Easter! 

[READ MORE](https://blog.artifexfinancial.com/happy-easter)

- <https://blog.artifexfinancial.com>
- [1](https://blog.artifexfinancial.com)
- [2](https://blog.artifexfinancial.com/page/2)
- [3](https://blog.artifexfinancial.com/page/3)
- [4](https://blog.artifexfinancial.com/page/4)
- [5](https://blog.artifexfinancial.com/page/5)
- <https://blog.artifexfinancial.com/page/3>

## Welcome to the Artifex Intelliplan Blog

### Commentary on the world of finance, and other things

We at Artifex believe in enhancing the wisdom of our clients and readers.  While most of our topics will be related to investments, personal finance, and the economy, we also endeavor to include thought-provoking commentary on topics that will help you expand your "mental models", as referred to by Charlie Munger and Warren Buffet. We want you to learn from us and others how to think logically and see the world through an informed lens.

Some of our regular topics include:

- Monthly "Savvy Cybersecurity" updates with tips to keep your data safe
- Economic and market commentary
- Financial planning and investment management best practices
- Thoughts to improve your mindset and your life

### Subscribe to our Newsletter

### Recent Posts

### Posts by Topic

- [Economy (31)](https://blog.artifexfinancial.com/topic/economy)
- [Investments (19)](https://blog.artifexfinancial.com/topic/investments)
- [markets (18)](https://blog.artifexfinancial.com/topic/markets)
- [stock market (18)](https://blog.artifexfinancial.com/topic/stock-market)
- [global markets (17)](https://blog.artifexfinancial.com/topic/global-markets)
- [Market commentary (13)](https://blog.artifexfinancial.com/topic/market-commentary)
- [Covid-19 (12)](https://blog.artifexfinancial.com/topic/covid-19)
- [Coronavirus (11)](https://blog.artifexfinancial.com/topic/coronavirus)
- [Economics (10)](https://blog.artifexfinancial.com/topic/economics)
- [Financial Planning (8)](https://blog.artifexfinancial.com/topic/financial-planning)
- [inflation (8)](https://blog.artifexfinancial.com/topic/inflation)
- [bonds (7)](https://blog.artifexfinancial.com/topic/bonds)
- [stocks (7)](https://blog.artifexfinancial.com/topic/stocks)
- [tax planning (6)](https://blog.artifexfinancial.com/topic/tax-planning)
- [Retirement Planning (5)](https://blog.artifexfinancial.com/topic/retirement-planning)
- [commodities (4)](https://blog.artifexfinancial.com/topic/commodities)
- [oil (4)](https://blog.artifexfinancial.com/topic/oil)
- [retirement (4)](https://blog.artifexfinancial.com/topic/retirement)
- [Business (3)](https://blog.artifexfinancial.com/topic/business)
- [Business owners (3)](https://blog.artifexfinancial.com/topic/business-owners)
- [CARES Act (3)](https://blog.artifexfinancial.com/topic/cares-act)
- [Fed (3)](https://blog.artifexfinancial.com/topic/fed)
- [Independence Day (3)](https://blog.artifexfinancial.com/topic/independence-day)
- [Thanksgiving (3)](https://blog.artifexfinancial.com/topic/thanksgiving)
- [interest rates (3)](https://blog.artifexfinancial.com/topic/interest-rates)
- [tax (3)](https://blog.artifexfinancial.com/topic/tax)
- [2021 (2)](https://blog.artifexfinancial.com/topic/2021)
- [Artifex (2)](https://blog.artifexfinancial.com/topic/artifex)
- [Fiduciary (2)](https://blog.artifexfinancial.com/topic/fiduciary)
- [Goldman Sachs (2)](https://blog.artifexfinancial.com/topic/goldman-sachs)
- [Hanukkah (2)](https://blog.artifexfinancial.com/topic/hanukkah)
- [SBA (2)](https://blog.artifexfinancial.com/topic/sba)
- [Tax Tips (2)](https://blog.artifexfinancial.com/topic/tax-tips)
- [Taxes (2)](https://blog.artifexfinancial.com/topic/taxes)
- [USA (2)](https://blog.artifexfinancial.com/topic/usa)
- [advisor (2)](https://blog.artifexfinancial.com/topic/advisor)
- [cryptocurrency (2)](https://blog.artifexfinancial.com/topic/cryptocurrency)
- [decisions (2)](https://blog.artifexfinancial.com/topic/decisions)
- [easter (2)](https://blog.artifexfinancial.com/topic/easter)
- [labor day (2)](https://blog.artifexfinancial.com/topic/labor-day)
- [merry christmas (2)](https://blog.artifexfinancial.com/topic/merry-christmas)
- [non-fiduciary (2)](https://blog.artifexfinancial.com/topic/non-fiduciary)
- [personal finance (2)](https://blog.artifexfinancial.com/topic/personal-finance)
- [portfolio models (2)](https://blog.artifexfinancial.com/topic/portfolio-models)
- [strategy (2)](https://blog.artifexfinancial.com/topic/strategy)
- [trends (2)](https://blog.artifexfinancial.com/topic/trends)
- [vaccine (2)](https://blog.artifexfinancial.com/topic/vaccine)
- [2020 (1)](https://blog.artifexfinancial.com/topic/2020)
- [Bitcoin (1)](https://blog.artifexfinancial.com/topic/bitcoin)
- [Business planning (1)](https://blog.artifexfinancial.com/topic/business-planning)
- [Coinbase (1)](https://blog.artifexfinancial.com/topic/coinbase)
- [Corporate Governance (1)](https://blog.artifexfinancial.com/topic/corporate-governance)
- [ESG (1)](https://blog.artifexfinancial.com/topic/esg)
- [ESG Investing (1)](https://blog.artifexfinancial.com/topic/esg-investing)
- [Edward Jones (1)](https://blog.artifexfinancial.com/topic/edward-jones)
- [Election (1)](https://blog.artifexfinancial.com/topic/election)
- [Estate Planning (1)](https://blog.artifexfinancial.com/topic/estate-planning)
- [Fee-Only Financial Planning (1)](https://blog.artifexfinancial.com/topic/fee-only-financial-planning)
- [Financial Happiness (1)](https://blog.artifexfinancial.com/topic/financial-happiness)
- [Happy Holidays (1)](https://blog.artifexfinancial.com/topic/happy-holidays)
- [Harvard (1)](https://blog.artifexfinancial.com/topic/harvard)
- [Harvard Commencement (1)](https://blog.artifexfinancial.com/topic/harvard-commencement)
- [Herbers & Co. (1)](https://blog.artifexfinancial.com/topic/herbers-co)
- [Iran (1)](https://blog.artifexfinancial.com/topic/iran)
- [Life (1)](https://blog.artifexfinancial.com/topic/life)
- [Lou Gehrig (1)](https://blog.artifexfinancial.com/topic/lou-gehrig)
- [Masters of Liberal Arts (1)](https://blog.artifexfinancial.com/topic/masters-of-liberal-arts)
- [Merrill Lynch (1)](https://blog.artifexfinancial.com/topic/merrill-lynch)
- [Morgan Stanley (1)](https://blog.artifexfinancial.com/topic/morgan-stanley)
- [Northwestern Mutual (1)](https://blog.artifexfinancial.com/topic/northwestern-mutual)
- [Outlook (1)](https://blog.artifexfinancial.com/topic/outlook)
- [PPP Loans (1)](https://blog.artifexfinancial.com/topic/ppp-loans)
- [Passover (1)](https://blog.artifexfinancial.com/topic/passover)
- [Rosh Hashanah (1)](https://blog.artifexfinancial.com/topic/rosh-hashanah)
- [Ukraine (1)](https://blog.artifexfinancial.com/topic/ukraine)
- [World Events (1)](https://blog.artifexfinancial.com/topic/world-events)
- [achievements (1)](https://blog.artifexfinancial.com/topic/achievements)
- [april (1)](https://blog.artifexfinancial.com/topic/april)
- [artificial intelligence (1)](https://blog.artifexfinancial.com/topic/artificial-intelligence)
- [associates (1)](https://blog.artifexfinancial.com/topic/associates)
- [behavioral finance (1)](https://blog.artifexfinancial.com/topic/behavioral-finance)
- [blockchain (1)](https://blog.artifexfinancial.com/topic/blockchain)
- [cybersecurity (1)](https://blog.artifexfinancial.com/topic/cybersecurity)
- [education (1)](https://blog.artifexfinancial.com/topic/education)
- [fraud (1)](https://blog.artifexfinancial.com/topic/fraud)
- [intern (1)](https://blog.artifexfinancial.com/topic/intern)
- [january (1)](https://blog.artifexfinancial.com/topic/january)
- [judgment (1)](https://blog.artifexfinancial.com/topic/judgment)
- [mutual funds (1)](https://blog.artifexfinancial.com/topic/mutual-funds)
- [november (1)](https://blog.artifexfinancial.com/topic/november)
- [pandemic (1)](https://blog.artifexfinancial.com/topic/pandemic)
- [recession (1)](https://blog.artifexfinancial.com/topic/recession)
- [review (1)](https://blog.artifexfinancial.com/topic/review)
- [scam (1)](https://blog.artifexfinancial.com/topic/scam)
- [separation from service (1)](https://blog.artifexfinancial.com/topic/separation-from-service)
- [severance (1)](https://blog.artifexfinancial.com/topic/severance)
- [social security (1)](https://blog.artifexfinancial.com/topic/social-security)
- [supply chain (1)](https://blog.artifexfinancial.com/topic/supply-chain)
- [tariffs (1)](https://blog.artifexfinancial.com/topic/tariffs)
- [team members (1)](https://blog.artifexfinancial.com/topic/team-members)
- [update (1)](https://blog.artifexfinancial.com/topic/update)
- [wealth creation (1)](https://blog.artifexfinancial.com/topic/wealth-creation)
- [worst jobs in the world (1)](https://blog.artifexfinancial.com/topic/worst-jobs-in-the-world)

see all

### Blog Archive

- [June 2020 (8)](https://blog.artifexfinancial.com/archive/2020/06)
- [March 2020 (7)](https://blog.artifexfinancial.com/archive/2020/03)
- [April 2020 (7)](https://blog.artifexfinancial.com/archive/2020/04)
- [September 2020 (6)](https://blog.artifexfinancial.com/archive/2020/09)
- [April 2022 (6)](https://blog.artifexfinancial.com/archive/2022/04)

[![Get Your Free Whitepaper, "6 Failed Beliefs That Are Damaging Your Financial Well-Being"](https://no-cache.hubspot.com/cta/default/1557625/6d25c7f6-eb8d-4b12-9f90-5007a5fdb902.png)](https://cta-redirect.hubspot.com/cta/redirect/1557625/6d25c7f6-eb8d-4b12-9f90-5007a5fdb902)

## Get a Copy of our whitepaper

### "6 Failed Beliefs That Are Damaging Your Financial Health"

 

[![Get Your Free Whitepaper](https://no-cache.hubspot.com/cta/default/1557625/46ef55a5-f59d-4e30-9fb9-1d435af4e371.png)](https://cta-redirect.hubspot.com/cta/redirect/1557625/46ef55a5-f59d-4e30-9fb9-1d435af4e371)

Sign up to receive our latest commentary and updates

### About us

Artifex Financial Group is a fee-only wealth management firm that was founded in 2007 by Doug Kinsey, CFP®, AIFA®, CIMA® and Darren Harp, AIF®.  We focus on the financial planning, tax and investment needs of individuals and families in the central and southwest Ohio area.  

We promise you straight talk, independent and objective advice, open access, the highest professional standards, and an excellent value for your money.

Learn more [**here**](https://www.artifexfinancial.com/about-us/-02)

### Quick Links

- [Home](http://www.artifexfinancial.com)
- [Contact](http://www.artifexfinancial.com/contact/)
- [About Us](http://www.artifexfinancial.com/about-us/-02)
- [Blog](https://blog.artifexfinancial.com)
- [Wealth Management](http://www.artifexfinancial.com/wealth-management/-02)
- [Personal Financial Planning](http://www.artifexfinancial.com/personal-financial-planning/-2-0)
- [Business Services](http://www.artifexfinancial.com/biz-services)
- [Artifex ESG Impact Investing](http://www.artifexfinancial.com/esg)
- [Free Financial Planning Tools](http://www.artifexfinancial.com/free-financial-planning-tools/1)
- [Client Login](http://www.artifexfinancial.com/client-login/-0)
- [Compliance](http://www.artifexfinancial.com/compliance/-0)

### Fresh from our blog

 

![](https://blog.artifexfinancial.com/hs-fs/hubfs/rss-icon-vector-923565258_1027x1027.jpeg?width=83&name=rss-icon-vector-923565258_1027x1027.jpeg "rss-icon-vector-923565258_1027x1027.jpeg")

### Sign up to receive our blog posts

[![Submit a Service Request](https://no-cache.hubspot.com/cta/default/1557625/3ebf5b97-1972-4b2d-a13c-31c05487493c.png)](https://cta-redirect.hubspot.com/cta/redirect/1557625/3ebf5b97-1972-4b2d-a13c-31c05487493c)

[![Click for the BBB Business Review of this Financial Planning Consultants in Dayton OH](https://blog.artifexfinancial.com/hubfs/Images/blue-seal-200-42-artifexfinancialgroupllc-4430.png)](http://www.bbb.org/dayton/business-reviews/financial-planning-consultants/artifex-financial-group-in-dayton-oh-4430#sealclick)<http://napfa.org>[![](https://blog.artifexfinancial.com/hubfs/Images/logoNAPFA.gif)](http://napfa.org)<http://www.bbb.org/dayton/business-reviews/financial-planning-consultants/artifex-financial-group-in-dayton-oh-4430#sealclick>

            [Privacy Statement and Legal Terms](https://blog.artifexfinancial.com/privacy/) | [Disclaimer](https://blog.artifexfinancial.com/disclaimer/) | [Compliance](https://www.artifexfinancial.com/compliance/-0)

[FINRA](http://www.finra.org/) and [SIPC](http://www.sipc.org)

© 2018 Artifex Financial Group