--- title: | Retirement Planning description: Retirement Planning | --- ![wealthclub-01banner_style_color_with_white_background.jpg](https://blog.artifexfinancial.com/hs-fs/hubfs/wealthclub-01_banner_style_color_with_clear_background.png?width=1325&name=wealthclub-01_banner_style_color_with_clear_background.png "wealthclub-01banner_style_color_with_white_background.jpg") ![istock_photo_bench_mountains.jpeg](https://blog.artifexfinancial.com/hubfs/istock_photo_bench_mountains-182940-edited-674851-edited-723386-edited.jpeg "istock_photo_bench_mountains.jpeg") ## [Buckets or Pies?](https://blog.artifexfinancial.com/wealthclub/buckets-or-pies-1-0) Posted by [Doug Kinsey](https://blog.artifexfinancial.com/wealthclub/author/doug-kinsey) on Feb 6, 2017 5:18:47 PM - [Tweet](https://twitter.com/share) [![](https://blog.artifexfinancial.com/hubfs/Bucket%20and%20Pie.jpg)](https://blog.artifexfinancial.com/wealthclub/buckets-or-pies-1-0)   As fee-only financial planners, the overriding concern we hear from people approaching retirement is “will I have enough to live on?”  Followed closely by “how can you make my money grow, without exposing it to a lot of risk?”  After the dramatic economic downturn in 2008, even the most confident investors can become a bit skittish when they think about relying on their investments for the next 20 or 30 years.  [Read More](https://blog.artifexfinancial.com/wealthclub/buckets-or-pies-1-0) 0 Comments [Click here to read/write comments](https://blog.artifexfinancial.com/wealthclub/buckets-or-pies-1-0#comments-listing) Topics: [Retirement Planning](https://blog.artifexfinancial.com/wealthclub/topic/retirement-planning) [All posts](https://blog.artifexfinancial.com/wealthclub/all) ### Subscribe to Email Updates - 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