![wealthclub-01banner_style_color_with_white_background.jpg](https://blog.artifexfinancial.com/hs-fs/hubfs/wealthclub-01_banner_style_color_with_clear_background.png?width=1325&name=wealthclub-01_banner_style_color_with_clear_background.png "wealthclub-01banner_style_color_with_white_background.jpg") ![istock_photo_bench_mountains.jpeg](https://blog.artifexfinancial.com/hubfs/istock_photo_bench_mountains-182940-edited-674851-edited-723386-edited.jpeg "istock_photo_bench_mountains.jpeg") ## [Buckets or Pies?](https://blog.artifexfinancial.com/wealthclub/buckets-or-pies-1-0) Posted by [Doug Kinsey](https://blog.artifexfinancial.com/wealthclub/author/doug-kinsey) on Feb 6, 2017 5:18:47 PM - [Tweet](https://twitter.com/share) [![](https://blog.artifexfinancial.com/hubfs/Bucket%20and%20Pie.jpg)](https://blog.artifexfinancial.com/wealthclub/buckets-or-pies-1-0)   As fee-only financial planners, the overriding concern we hear from people approaching retirement is “will I have enough to live on?”  Followed closely by “how can you make my money grow, without exposing it to a lot of risk?”  After the dramatic economic downturn in 2008, even the most confident investors can become a bit skittish when they think about relying on their investments for the next 20 or 30 years.  [Read More](https://blog.artifexfinancial.com/wealthclub/buckets-or-pies-1-0) 0 Comments [Click here to read/write comments](https://blog.artifexfinancial.com/wealthclub/buckets-or-pies-1-0#comments-listing) Topics: [Retirement Planning](https://blog.artifexfinancial.com/wealthclub/topic/retirement-planning) ## [Financial Planning - Will Taxes or Probate Costs Reduce Your Estate?](https://blog.artifexfinancial.com/wealthclub/will-taxes-or-probate-costs-reduce-your-estate) Posted by [Doug Kinsey](https://blog.artifexfinancial.com/wealthclub/author/doug-kinsey) on Jan 18, 2017 11:05:42 AM - [Tweet](https://twitter.com/share) [![](https://blog.artifexfinancial.com/hubfs/iStock_3_doors_Medium.jpg)](https://blog.artifexfinancial.com/wealthclub/will-taxes-or-probate-costs-reduce-your-estate) Safeguarding the future of your loved ones is one of the most important parts of what effective Financial Planning is all about. Unfortunately, however, when you don't have a financial advisor who is on your side, chances are that your heirs and beneficiaries will receive only part of your estate. This is because the rest will go towards taxes and administrative costs that can center around commissions or other charges calculated as a percentage of your total assets. True fee-only Financial Advisors don't accept commissions or compensation based on product sales or other related costs. This means you get more comprehensive advice because they don't have to choose between what's best for you or what's best for them. Why is this so important in helping you minimize estate shrinkage and allowing you to achieve your lifetime personal goals? [Read More](https://blog.artifexfinancial.com/wealthclub/will-taxes-or-probate-costs-reduce-your-estate) 0 Comments [Click here to read/write comments](https://blog.artifexfinancial.com/wealthclub/will-taxes-or-probate-costs-reduce-your-estate#comments-listing) Topics: [Financial Planning](https://blog.artifexfinancial.com/wealthclub/topic/financial-planning) ## [6 Things to Think about when Buying a Home](https://blog.artifexfinancial.com/wealthclub/6-things-to-think-about-when-buying-a-home) Posted by [Steve Grasso](https://blog.artifexfinancial.com/wealthclub/author/steve-grasso) on Aug 2, 2016 2:00:00 PM - [Tweet](https://twitter.com/share) [![](https://blog.artifexfinancial.com/hubfs/for-sale-sign.jpg)](https://blog.artifexfinancial.com/wealthclub/6-things-to-think-about-when-buying-a-home)  (via Forefield) [Read More](https://blog.artifexfinancial.com/wealthclub/6-things-to-think-about-when-buying-a-home) 0 Comments [Click here to read/write comments](https://blog.artifexfinancial.com/wealthclub/6-things-to-think-about-when-buying-a-home#comments-listing) Topics: [millenial](https://blog.artifexfinancial.com/wealthclub/topic/millenial), [budgeting](https://blog.artifexfinancial.com/wealthclub/topic/budgeting), [mortgage](https://blog.artifexfinancial.com/wealthclub/topic/mortgage) ## [Wealth Generation: The Value of Using an Experienced Team of Financial Advisors](https://blog.artifexfinancial.com/wealthclub/the-value-of-an-experienced-team-of-advisors) Posted by [Steve Grasso](https://blog.artifexfinancial.com/wealthclub/author/steve-grasso) on Jul 26, 2016 4:23:18 PM - [Tweet](https://twitter.com/share) [![](https://blog.artifexfinancial.com/hubfs/WealthHealthHappiness.jpg)](https://blog.artifexfinancial.com/wealthclub/the-value-of-an-experienced-team-of-advisors) Building wealth requires financial expertise, business acumen and market savvy, which is why working with trained professionals is key for portfolio growth. [The value of using an experienced team of financial advisors](http://www.artifexfinancial.com/wealthclub) is clear, by examining the skills they bring to the table. [Read More](https://blog.artifexfinancial.com/wealthclub/the-value-of-an-experienced-team-of-advisors) 0 Comments [Click here to read/write comments](https://blog.artifexfinancial.com/wealthclub/the-value-of-an-experienced-team-of-advisors#comments-listing) Topics: [Fee-Only Financial Planning](https://blog.artifexfinancial.com/wealthclub/topic/fee-only-financial-planning) ## [The Joys and Financial Challenges of Parenthood](https://blog.artifexfinancial.com/wealthclub/the-joys-and-financial-challenges-of-parenthood) Posted by [Steve Grasso](https://blog.artifexfinancial.com/wealthclub/author/steve-grasso) on Jul 26, 2016 2:30:00 PM - [Tweet](https://twitter.com/share) [![](https://blog.artifexfinancial.com/hubfs/header-family_1_1.jpg)](https://blog.artifexfinancial.com/wealthclub/the-joys-and-financial-challenges-of-parenthood)  (Via Forefield [Read More](https://blog.artifexfinancial.com/wealthclub/the-joys-and-financial-challenges-of-parenthood) 0 Comments [Click here to read/write comments](https://blog.artifexfinancial.com/wealthclub/the-joys-and-financial-challenges-of-parenthood#comments-listing) Topics: [Fiduciary](https://blog.artifexfinancial.com/wealthclub/topic/fiduciary), [wealth](https://blog.artifexfinancial.com/wealthclub/topic/wealth), [millenial](https://blog.artifexfinancial.com/wealthclub/topic/millenial), [budget](https://blog.artifexfinancial.com/wealthclub/topic/budget), [Fee-Only Financial Planning](https://blog.artifexfinancial.com/wealthclub/topic/fee-only-financial-planning) ## [7 Things you Need to Know about Credit Scores (Especially if you're repaying student loans)](https://blog.artifexfinancial.com/wealthclub/7-things-you-need-to-know-about-credit-scores) Posted by [Steve Grasso](https://blog.artifexfinancial.com/wealthclub/author/steve-grasso) on Jul 19, 2016 11:03:07 AM - [Tweet](https://twitter.com/share) [![](https://blog.artifexfinancial.com/hubfs/credit_score_000065276369_Medium.jpg)](https://blog.artifexfinancial.com/wealthclub/7-things-you-need-to-know-about-credit-scores)  (via Forefield) [Read More](https://blog.artifexfinancial.com/wealthclub/7-things-you-need-to-know-about-credit-scores) 0 Comments [Click here to read/write comments](https://blog.artifexfinancial.com/wealthclub/7-things-you-need-to-know-about-credit-scores#comments-listing) Topics: [student loans](https://blog.artifexfinancial.com/wealthclub/topic/student-loans), [wealth](https://blog.artifexfinancial.com/wealthclub/topic/wealth), [millenial](https://blog.artifexfinancial.com/wealthclub/topic/millenial), [budgeting](https://blog.artifexfinancial.com/wealthclub/topic/budgeting) ## [5 Things to Know When Applying for a Mortgage](https://blog.artifexfinancial.com/wealthclub/5-things-to-know-when-applying-for-a-mortgage) Posted by [Steve Grasso](https://blog.artifexfinancial.com/wealthclub/author/steve-grasso) on Jul 6, 2016 10:16:11 AM - [Tweet](https://twitter.com/share) [![](https://blog.artifexfinancial.com/hubfs/for-sale-sign.jpg)](https://blog.artifexfinancial.com/wealthclub/5-things-to-know-when-applying-for-a-mortgage)  Steve Grasso (via Forefield) [Read More](https://blog.artifexfinancial.com/wealthclub/5-things-to-know-when-applying-for-a-mortgage) 0 Comments [Click here to read/write comments](https://blog.artifexfinancial.com/wealthclub/5-things-to-know-when-applying-for-a-mortgage#comments-listing) Topics: [wealth](https://blog.artifexfinancial.com/wealthclub/topic/wealth), [budget](https://blog.artifexfinancial.com/wealthclub/topic/budget), [mortgage](https://blog.artifexfinancial.com/wealthclub/topic/mortgage) ## [Thinking about #CuttingTheCord?](https://blog.artifexfinancial.com/wealthclub/thinking-about-cuttingthecord) Posted by [Steve Grasso](https://blog.artifexfinancial.com/wealthclub/author/steve-grasso) on Jun 28, 2016 3:28:21 PM - [Tweet](https://twitter.com/share) [![](https://blog.artifexfinancial.com/hubfs/cutthecord.jpg)](https://blog.artifexfinancial.com/wealthclub/thinking-about-cuttingthecord)   [Read More](https://blog.artifexfinancial.com/wealthclub/thinking-about-cuttingthecord) 0 Comments [Click here to read/write comments](https://blog.artifexfinancial.com/wealthclub/thinking-about-cuttingthecord#comments-listing) Topics: [technology](https://blog.artifexfinancial.com/wealthclub/topic/technology), [millenial](https://blog.artifexfinancial.com/wealthclub/topic/millenial), [budgeting](https://blog.artifexfinancial.com/wealthclub/topic/budgeting) ## [A Few Words from our CIO on #Brexit](https://blog.artifexfinancial.com/wealthclub/a-few-words-from-our-cfa-on-brexit) Posted by [Steve Grasso](https://blog.artifexfinancial.com/wealthclub/author/steve-grasso) on Jun 27, 2016 2:21:28 PM - [Tweet](https://twitter.com/share) [![](https://blog.artifexfinancial.com/hubfs/imgres-5.jpg)](https://blog.artifexfinancial.com/wealthclub/a-few-words-from-our-cfa-on-brexit)   [Read More](https://blog.artifexfinancial.com/wealthclub/a-few-words-from-our-cfa-on-brexit) 0 Comments [Click here to read/write comments](https://blog.artifexfinancial.com/wealthclub/a-few-words-from-our-cfa-on-brexit#comments-listing) Topics: [Investments](https://blog.artifexfinancial.com/wealthclub/topic/investments), [Economy](https://blog.artifexfinancial.com/wealthclub/topic/economy), [World Events](https://blog.artifexfinancial.com/wealthclub/topic/world-events), [Fee-Only Financial Planning](https://blog.artifexfinancial.com/wealthclub/topic/fee-only-financial-planning) ## [Work for Yourself? 5 Ways to Maximize your Personal Wealth while Growing your Business](https://blog.artifexfinancial.com/wealthclub/work-for-yourself) Posted by [Steve Grasso](https://blog.artifexfinancial.com/wealthclub/author/steve-grasso) on Jun 21, 2016 5:41:12 PM - [Tweet](https://twitter.com/share) [![](https://blog.artifexfinancial.com/hubfs/WealthHealthHappiness.jpg)](https://blog.artifexfinancial.com/wealthclub/work-for-yourself)   [Read More](https://blog.artifexfinancial.com/wealthclub/work-for-yourself) 0 Comments [Click here to read/write comments](https://blog.artifexfinancial.com/wealthclub/work-for-yourself#comments-listing) Topics: [wealth](https://blog.artifexfinancial.com/wealthclub/topic/wealth), [debt](https://blog.artifexfinancial.com/wealthclub/topic/debt), [Fee-Only Financial Planning](https://blog.artifexfinancial.com/wealthclub/topic/fee-only-financial-planning) [All posts](https://blog.artifexfinancial.com/wealthclub/all) [Next](https://blog.artifexfinancial.com/wealthclub/page/2) ### Subscribe to Email Updates - Recent - Popular - Categories ### Lists by Topic - [Fee-Only Financial Planning (14)](https://blog.artifexfinancial.com/wealthclub/topic/fee-only-financial-planning) - [Investments (11)](https://blog.artifexfinancial.com/wealthclub/topic/investments) - 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We at Artifex firmly believe in educating and empowering our clients. As an independent firm, we do not accept commisions or sell products and are paid directly by those who hire us. This approach ensures we make decisions solely in our clients' best interest. Wealth Club is the online subscription-based version of Artifex Financial Group's services.](http://www.artifexfinancial.com/ondemand-financial-planning#) Learn More \[fa icon="long-arrow-right"\] #### More Links - [Blog](https://blog.artifexfinancial.com/wealthclub) #### Contact Us \[fa icon="phone"\]  855-752-6644 \[fa icon="envelope"\]  membercare@club4wealth.com \[fa icon="home"\]  2305 Far Hills Avenue, Dayton OH ## \[fa icon="facebook-square"\] \[fa icon="linkedin-square"\] \[fa icon="twitter-square"\] \[fa icon="pinterest-square"\] Copyright 2026 | Designed with \[fa icon="heart"\] by [HubSpot](https://www.hubspot.com) \[fa icon="chevron-up"\]