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The Artifex Navigator

Morning Inspiration

Posted by Doug Kinsey on Aug 16, 2016 9:43:13 AM

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Topics: inspiration

How to Improve Your Odds of Success at Investing

Posted by Doug Kinsey on Aug 2, 2016 4:05:45 PM

Only 17% of stock mutual funds beat their benchmarks, but you can do better by keeping fees down and diversifying.

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Topics: Investments

Don't be Theon Greyjoy

Posted by Doug Kinsey on Jul 22, 2016 12:09:34 PM

I'm not normally a fan of fantasy movies or television, but my son and I recently decided to get caught up on the HBO series, "Game of Thrones".  With my subscription to HBO Now, it's now incredibly easy and inexpensive to spend a little time on pasttimes like this.  We're now into season five, and I'll admit that it's a well-done, intriguing series that combines medieval fantasy with a dose of historical influence.  

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Topics: Fee-Only Financial Planning

Quarterly Market Review - Second Quarter 2016

Posted by Doug Kinsey on Jul 19, 2016 3:20:42 PM

Artifex Financial Group has posted the latest market review for the second quarter of 2016.

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My latest article for Kiplinger

Posted by Doug Kinsey on Jul 8, 2016 5:28:57 PM

 

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Topics: Fee-Only Financial Planning

The Long-Term Value of Keeping Investment Expenses as Low as Possible

Posted by Doug Kinsey on Jul 7, 2016 11:51:05 AM

The principle of compounding interest is a remarkable example of how money can grow. Compounded interest is primarily "earning interest on interest" and will make a deposit grow at a faster rate than simple interest, which is interest calculated only on the principal amount. For investors in the stock market through mutual funds or exchange-traded funds (ETF's), this principle also works in the reverse on the fees and expenses incurred in investing. The fees and expenses are compounded and will reduce your net return, sometimes by a significant amount.

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Topics: investment expenses

Welcome to Cape Nipa

Posted by Doug Kinsey on Jun 7, 2016 2:57:55 PM

I'd like to introduce you to a destination that you will want to visit on your roadmap to retirement. It's a unique place, full of wonder and contradictions, governed by a man named Jeremy Siegel. His vice-governor is Robert Shiller, who originally discovered the CAPE in 1998.   Dr. Siegel is implementing some updates to Dr. Shiller's original discovery, which we'll explore in this commentary.

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Topics: Investments, retirement

How Long Will Your Portfolio Last Into Retirement?

Posted by Doug Kinsey on Jun 3, 2016 12:11:04 PM

Planning for retirement can be a scary process because it requires a tremendous amount of money that may never be enough. You may be unsure about how much your costs will be, how long you will live and how much extra income you will have. Of course, you may also want to leave behind some funds for your heirs and perhaps some important causes that you believe in. In the end, the most important question is how long will your portfolio last in retirement? Fortunately, new research is starting to shed light onto the answer and helping many seniors get a better handle on their finances.

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Topics: Investments, retirement

Why we buy what we buy

Posted by Doug Kinsey on May 26, 2016 4:59:08 PM

Last month, I talked about stocks and how the collective wisdom of the market values, or prices, companies.

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Topics: Investments

Happy Memorial Day !

Posted by Doug Kinsey on May 26, 2016 4:31:13 PM

As we remember the service men and women who have sacrificed for our ideals, we wish you and yours a wonderful weekend.

Here's a little history on Memorial Day from Joshua Claybourn and usmemorialday.org:

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Topics: Memorial Day

Welcome to the Artifex Navigator

Commentary on the world of finance, and other things

We at Artifex believe in enhancing the wisdom of our clients and readers.  While most of our topics will be related to investments, personal finance, and the economy, we also endeavor to include thought-provoking commentary on topics that will help you expand your "mental models", as referred to by Charlie Munger and Warren Buffet. We want you to learn from us and others how to think logically and see the world through an informed lens.

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